Libertyville Bank & Trust Company in Illinois vs the state
3.0%Denial rate-14.09 pts vs state
3.5%Decision denial rate-18.17 pts vs state
83.3%Origination rate+24.59 pts vs state
—Median rate
—Rate spread (pts)
$234kMedian applicant income
55Loans originated
2Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 49 | 46 | 2.0% | — | #458 |
| 2024 | 43 | 37 | 2.3% | — | #470 |
| 2025 | 66 | 55 | 3.0% | — | #418 |
What Libertyville Bank & Trust Company lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Libertyville Bank & Trust Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 39 | 29 | 2 | 5.1% |
| Cook County | 22 | 22 | 0 | 0.0% |
| Champaign County | 2 | 1 | 0 | 0.0% |
| McHenry County | 1 | 1 | 0 | 0.0% |
| Kendall County | 1 | 1 | 0 | 0.0% |
| DuPage County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 66 applications in 2025, of which 55 were originated and 2 denied.
3.0% of all applications, or 3.5% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Libertyville Bank & Trust Company's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology