Liberty Savings Bank in Georgia vs the state
20.0%Denial rate+0.78 pts vs state
25.0%Decision denial rate-0.07 pts vs state
60.0%Origination rate+5.91 pts vs state
9.75%Median rate+3.13 pts vs state
2.93Rate spread (pts)+2.66 pts vs state
$42kMedian applicant income
3Loans originated
1Denied
What Liberty Savings Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Liberty Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clayton County | 1 | 1 | 0 | 0.0% |
| Bibb County | 1 | 1 | 0 | 0.0% |
| Rockdale County | 1 | 0 | 1 | 100.0% |
| Cobb County | 1 | 1 | 0 | 0.0% |
| Barrow County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 5 applications in 2025, of which 3 were originated and 1 denied.
20.0% of all applications, or 25.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Liberty Savings Bank originated in Georgia in 2025 was 9.75%, against a statewide median of 6.63%.
About this data. Figures are Liberty Savings Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology