Liberty Bank for Savings in Illinois vs the state
7.6%Denial rate-9.50 pts vs state
11.2%Decision denial rate-10.50 pts vs state
59.2%Origination rate+0.45 pts vs state
6.25%Median rate-0.50 pts vs state
0.03Rate spread (pts)-0.36 pts vs state
$200kMedian applicant income
132Loans originated
17Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 255 | 191 | 5.9% | 6.25% | #185 |
| 2024 | 273 | 189 | 11.7% | 6.13% | #189 |
| 2025 | 223 | 132 | 7.6% | 6.25% | #234 |
What Liberty Bank for Savings lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Liberty Bank for Savings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 185 | 113 | 16 | 8.6% |
| DuPage County | 16 | 8 | 0 | 0.0% |
| Lake County | 10 | 7 | 1 | 10.0% |
| Will County | 8 | 2 | 0 | 0.0% |
| McHenry County | 2 | 1 | 0 | 0.0% |
| Kane County | 2 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 223 applications in 2025, of which 132 were originated and 17 denied.
7.6% of all applications, or 11.2% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Liberty Bank for Savings originated in Illinois in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Liberty Bank for Savings's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology