LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans · Connecticut · 2025

LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Connecticut: approval rate, denial rate and rates (2025)

LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans took 155 mortgage applications in Connecticut in 2025, ranking #132 of 687 lenders active in the state. It originated 44.5% of them and denied 11.0% (17.2% of the applications it decided), against a statewide denial rate of 17.4%.

155Applicationsin CT
17.2%Decision denial ratestate 21.6%
6.09%Median ratestate 6.63%
$385,000Median loanstate $245,000
$30MVolume9 counties

LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Connecticut vs the state

11.0%Denial rate-6.43 pts vs state
17.2%Decision denial rate-4.42 pts vs state
44.5%Origination rate-15.86 pts vs state
6.09%Median rate-0.53 pts vs state
-0.23Rate spread (pts)-0.47 pts vs state
$172kMedian applicant income
69Loans originated
17Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236316.7%6.38%#405
202452257.7%6.25%#219
20251556911.0%6.09%#132

What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Connecticut

By loan purpose

Home purchase 77 50% · 6.5% denied
Refinance 52 34% · 13.5% denied
Cash-out refinance 26 17% · 19.2% denied

By loan type

Conventional 151 97% · 11.3% denied
FHA 2 1% · 0.0% denied
VA 2 1% · 0.0% denied

Why it denied Connecticut applicants

Debt-to-income ratio 9 53%
Credit history 4 24%
Incomplete application 3 18%
Employment history 1 6%

Where in Connecticut

Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 53247 13.2%
09170 25121 4.0%
09190 1782 11.8%
09120 1653 18.8%
09140 1462 14.3%
09180 1371 7.7%
09130 951 11.1%
09150 420 0.0%
09160 400 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 155 applications in 2025, of which 69 were originated and 17 denied.

11.0% of all applications, or 17.2% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Connecticut in 2025 was 6.09%, against a statewide median of 6.63%.

About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology