Lendingone in Maryland vs the state
15.7%Denial rate-3.06 pts vs state
67.3%Decision denial rate+43.19 pts vs state
7.6%Origination rate-48.07 pts vs state
7.36%Median rate+0.74 pts vs state
—Rate spread (pts)
—Median applicant income
67Loans originated
138Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 262 | 49 | 52.3% | 7.43% | #113 |
| 2024 | 246 | 62 | 62.6% | 6.92% | #125 |
| 2025 | 877 | 67 | 15.7% | 7.36% | #61 |
What Lendingone lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore city | 318 | 22 | 54 | 17.0% |
| Baltimore County | 154 | 21 | 37 | 24.0% |
| Prince George's County | 105 | 2 | 13 | 12.4% |
| Montgomery County | 54 | 4 | 10 | 18.5% |
| Anne Arundel County | 53 | 4 | 6 | 11.3% |
| Frederick County | 28 | 1 | 5 | 17.9% |
| Harford County | 27 | 2 | 2 | 7.4% |
| Washington County | 24 | 5 | 2 | 8.3% |
| Howard County | 15 | 1 | 2 | 13.3% |
| Charles County | 14 | 0 | 1 | 7.1% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 877 applications in 2025, of which 67 were originated and 138 denied.
15.7% of all applications, or 67.3% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Lendingone originated in Maryland in 2025 was 7.36%, against a statewide median of 6.63%.
About this data. Figures are Lendingone's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology