Lendingone · Connecticut · 2025

Lendingone in Connecticut: approval rate, denial rate and rates (2025)

Lendingone took 367 mortgage applications in Connecticut in 2025, ranking #68 of 687 lenders active in the state. It originated 4.9% of them and denied 10.1% (67.3% of the applications it decided), against a statewide denial rate of 17.4%.

367Applicationsin CT
67.3%Decision denial ratestate 21.6%
7.15%Median ratestate 6.63%
$175,000Median loanstate $245,000
$5.9MVolume9 counties

Lendingone in Connecticut vs the state

10.1%Denial rate-7.32 pts vs state
67.3%Decision denial rate+45.68 pts vs state
4.9%Origination rate-55.48 pts vs state
7.15%Median rate+0.53 pts vs state
Rate spread (pts)
Median applicant income
18Loans originated
37Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023641054.7%7.91%#180
2024911165.9%7.98%#167
20253671810.1%7.15%#68

What Lendingone lends in Connecticut

By loan purpose

Home purchase 231 63% · 8.2% denied
Refinance 32 9% · 3.1% denied
Cash-out refinance 91 25% · 18.7% denied
Home improvement 13 4% · 0.0% denied

By loan type

Conventional 367 100% · 10.1% denied

Why it denied Connecticut applicants

Debt-to-income ratio 25 68%
Collateral 5 14%
Unverifiable information 5 14%
Credit history 2 5%

Where in Connecticut

Counties with the most Lendingone applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 7147 9.9%
09120 6004 6.7%
09170 5735 8.8%
09140 55211 20.0%
09190 4902 4.1%
09180 4057 17.5%
09160 1731 5.9%
09150 1010 0.0%
09130 800 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 367 applications in 2025, of which 18 were originated and 37 denied.

10.1% of all applications, or 67.3% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Lendingone originated in Connecticut in 2025 was 7.15%, against a statewide median of 6.63%.

About this data. Figures are Lendingone's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology