Unnamed lender 9845005BP6974AE5D838 · South Carolina · 2025

Unnamed lender 9845005BP6974AE5D838 in South Carolina: approval rate, denial rate and rates (2025)

Unnamed lender 9845005BP6974AE5D838 took 42 mortgage applications in South Carolina in 2025, ranking #366 of 1,143 lenders active in the state. It originated 59.5% of them and denied 19.1% (20.5% of the applications it decided), against a statewide denial rate of 18.3%.

42Applicationsin SC
20.5%Decision denial ratestate 23.5%
7.38%Median ratestate 6.50%
$185,000Median loanstate $225,000
$8.7MVolume11 counties

Unnamed lender 9845005BP6974AE5D838 in South Carolina vs the state

19.1%Denial rate+0.74 pts vs state
20.5%Decision denial rate-2.96 pts vs state
59.5%Origination rate+2.91 pts vs state
7.38%Median rate+0.88 pts vs state
1.19Rate spread (pts)+0.97 pts vs state
$93kMedian applicant income
25Loans originated
8Denied

What Unnamed lender 9845005BP6974AE5D838 lends in South Carolina

By loan purpose

Home purchase 23 55% · 8.7% denied
Refinance 7 17% · 14.3% denied
Cash-out refinance 12 29% · 41.7% denied

By loan type

Conventional 42 100% · 19.1% denied

Why it denied South Carolina applicants

Other 3 38%
Unverifiable information 2 25%
Credit history 1 13%
Debt-to-income ratio 1 13%
Collateral 1 13%

Where in South Carolina

Counties with the most Unnamed lender 9845005BP6974AE5D838 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Horry County 18121 5.6%
Charleston County 522 40.0%
Oconee County 421 25.0%
Richland County 330 0.0%
Lancaster County 312 66.7%
York County 320 0.0%
Greenville County 220 0.0%
Dorchester County 110 0.0%
Darlington County 101 100.0%
Anderson County 100 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 42 applications in 2025, of which 25 were originated and 8 denied.

19.1% of all applications, or 20.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Unnamed lender 9845005BP6974AE5D838 originated in South Carolina in 2025 was 7.38%, against a statewide median of 6.50%.

About this data. Figures are Unnamed lender 9845005BP6974AE5D838's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology