Unnamed lender 9845005BP6974AE5D838 · Maryland · 2025

Unnamed lender 9845005BP6974AE5D838 in Maryland: approval rate, denial rate and rates (2025)

Unnamed lender 9845005BP6974AE5D838 took 20 mortgage applications in Maryland in 2025, ranking #413 of 810 lenders active in the state. It originated 20.0% of them and denied 65.0% (76.5% of the applications it decided), against a statewide denial rate of 18.8%.

20Applicationsin MD
76.5%Decision denial ratestate 24.1%
7.31%Median ratestate 6.63%
$165,000Median loanstate $265,000
$1.3MVolume7 counties

Unnamed lender 9845005BP6974AE5D838 in Maryland vs the state

65.0%Denial rate+46.20 pts vs state
76.5%Decision denial rate+52.34 pts vs state
20.0%Origination rate-35.71 pts vs state
7.31%Median rate+0.69 pts vs state
1.13Rate spread (pts)+0.88 pts vs state
$131kMedian applicant income
4Loans originated
13Denied

What Unnamed lender 9845005BP6974AE5D838 lends in Maryland

By loan purpose

Home purchase 11 55% · 81.8% denied
Refinance 1 5% · 100.0% denied
Cash-out refinance 8 40% · 37.5% denied

By loan type

Conventional 20 100% · 65.0% denied

Why it denied Maryland applicants

Other 9 69%
Credit history 2 15%
Collateral 2 15%

Where in Maryland

Counties with the most Unnamed lender 9845005BP6974AE5D838 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Baltimore city 909 100.0%
Baltimore County 311 33.3%
Montgomery County 330 0.0%
Prince George's County 202 100.0%
Charles County 101 100.0%
Howard County 100 0.0%
Dorchester County 100 0.0%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 20 applications in 2025, of which 4 were originated and 13 denied.

65.0% of all applications, or 76.5% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Unnamed lender 9845005BP6974AE5D838 originated in Maryland in 2025 was 7.31%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 9845005BP6974AE5D838's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology