Unnamed lender 9845005BP6974AE5D838 in Idaho vs the state
20.0%Denial rate+5.55 pts vs state
20.0%Decision denial rate+2.48 pts vs state
40.0%Origination rate-23.02 pts vs state
7.50%Median rate+0.87 pts vs state
1.19Rate spread (pts)+1.04 pts vs state
$160kMedian applicant income
2Loans originated
1Denied
What Unnamed lender 9845005BP6974AE5D838 lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Unnamed lender 9845005BP6974AE5D838 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kootenai County | 3 | 1 | 0 | 0.0% |
| Bannock County | 1 | 0 | 1 | 100.0% |
| Canyon County | 1 | 1 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 5 applications in 2025, of which 2 were originated and 1 denied.
20.0% of all applications, or 20.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Unnamed lender 9845005BP6974AE5D838 originated in Idaho in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 9845005BP6974AE5D838's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology