Unnamed lender 549300MEMKSF7703ZQ25 · Kentucky · 2025

Unnamed lender 549300MEMKSF7703ZQ25 in Kentucky: approval rate, denial rate and rates (2025)

Unnamed lender 549300MEMKSF7703ZQ25 took 56 mortgage applications in Kentucky in 2025, ranking #258 of 856 lenders active in the state. It originated 94.6% of them and denied 1.8% (1.9% of the applications it decided), against a statewide denial rate of 18.8%.

56Applicationsin KY
1.9%Decision denial ratestate 23.5%
Median ratestate 6.75%
$185,000Median loanstate $155,000
$11MVolume10 counties

Unnamed lender 549300MEMKSF7703ZQ25 in Kentucky vs the state

1.8%Denial rate-17.02 pts vs state
1.9%Decision denial rate-21.64 pts vs state
94.6%Origination rate+36.60 pts vs state
Median rate
Rate spread (pts)
$101kMedian applicant income
53Loans originated
1Denied

What Unnamed lender 549300MEMKSF7703ZQ25 lends in Kentucky

By loan purpose

Home purchase 39 70% · 2.6% denied
Refinance 16 29% · 0.0% denied
Other / HELOC 1 2% · 0.0% denied

By loan type

Conventional 56 100% · 1.8% denied

Where in Kentucky

Counties with the most Unnamed lender 549300MEMKSF7703ZQ25 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
McCracken County 37351 2.7%
Marshall County 650 0.0%
Ballard County 440 0.0%
Calloway County 220 0.0%
Lyon County 220 0.0%
Jefferson County 110 0.0%
Daviess County 110 0.0%
Trigg County 110 0.0%
Graves County 110 0.0%
Carlisle County 110 0.0%

Other large lenders in Kentucky

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 8,42018.1%6.75%
Vanderbilt Mortgage and FinanceF 8,22044.8%9.50%
United Shore Financial ServicesB 6,8719.8%6.50%
Fifth Third BankD 5,66325.5%7.75%
U.S. BankD 4,88729.5%7.00%
Mortgage Research CenterC 3,61718.0%6.25%
PNC BankD 3,58523.7%7.40%
21st MortgageF 3,47848.0%9.95%
CommonwealthC 3,27024.9%7.25%
Stockton MortgageD 3,2556.1%6.63%

Frequently asked questions

Kentucky: 56 applications in 2025, of which 53 were originated and 1 denied.

1.8% of all applications, or 1.9% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Unnamed lender 549300MEMKSF7703ZQ25's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology