Unnamed lender 254900WAGGUGSFXUZ903 in Virginia vs the state
2.7%Denial rate-13.29 pts vs state
3.1%Decision denial rate-17.19 pts vs state
84.1%Origination rate+24.55 pts vs state
5.88%Median rate-0.75 pts vs state
-0.12Rate spread (pts)-0.34 pts vs state
$167kMedian applicant income
95Loans originated
3Denied
What Unnamed lender 254900WAGGUGSFXUZ903 lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Unnamed lender 254900WAGGUGSFXUZ903 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Botetourt County | 31 | 24 | 2 | 6.5% |
| Montgomery County | 21 | 21 | 0 | 0.0% |
| Spotsylvania County | 15 | 13 | 0 | 0.0% |
| Waynesboro city | 7 | 6 | 0 | 0.0% |
| Roanoke County | 7 | 5 | 1 | 14.3% |
| Roanoke city | 7 | 7 | 0 | 0.0% |
| Augusta County | 5 | 5 | 0 | 0.0% |
| Stafford County | 5 | 3 | 0 | 0.0% |
| Albemarle County | 5 | 5 | 0 | 0.0% |
| Prince William County | 5 | 3 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 113 applications in 2025, of which 95 were originated and 3 denied.
2.7% of all applications, or 3.1% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Unnamed lender 254900WAGGUGSFXUZ903 originated in Virginia in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 254900WAGGUGSFXUZ903's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology