Unnamed lender 254900M2C4Q6DATP2889 · South Carolina · 2025

Unnamed lender 254900M2C4Q6DATP2889 in South Carolina: approval rate, denial rate and rates (2025)

Unnamed lender 254900M2C4Q6DATP2889 took 400 mortgage applications in South Carolina in 2025, ranking #120 of 1,143 lenders active in the state. It originated 38.5% of them and denied 17.5% (31.3% of the applications it decided), against a statewide denial rate of 18.3%.

400Applicationsin SC
31.3%Decision denial ratestate 23.5%
6.25%Median ratestate 6.50%
$275,000Median loanstate $225,000
$47MVolume34 counties

Unnamed lender 254900M2C4Q6DATP2889 in South Carolina vs the state

17.5%Denial rate-0.81 pts vs state
31.3%Decision denial rate+7.78 pts vs state
38.5%Origination rate-18.11 pts vs state
6.25%Median rate-0.25 pts vs state
0.49Rate spread (pts)+0.27 pts vs state
$83kMedian applicant income
154Loans originated
70Denied

What Unnamed lender 254900M2C4Q6DATP2889 lends in South Carolina

By loan purpose

Home purchase 1 0% · 0.0% denied
Refinance 26 7% · 11.5% denied
Cash-out refinance 371 93% · 18.1% denied
Home improvement 2 1% · 0.0% denied

By loan type

Conventional 55 14% · 16.4% denied
FHA 228 57% · 18.4% denied
VA 117 29% · 16.2% denied

Why it denied South Carolina applicants

Collateral 36 51%
Credit history 17 24%
Debt-to-income ratio 16 23%
Insufficient cash 1 1%

Where in South Carolina

Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Richland County 4197 17.1%
Greenville County 33127 21.2%
Spartanburg County 33127 21.2%
Horry County 30124 13.3%
York County 30134 13.3%
Berkeley County 27124 14.8%
Charleston County 27133 11.1%
Dorchester County 24122 8.3%
Lexington County 2084 20.0%
Anderson County 17102 11.8%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 400 applications in 2025, of which 154 were originated and 70 denied.

17.5% of all applications, or 31.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in South Carolina in 2025 was 6.25%, against a statewide median of 6.50%.

About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology