Unnamed lender 254900DIWCHEQWZ9GV45 in Michigan vs the state
3.0%Denial rate-15.53 pts vs state
3.1%Decision denial rate-19.48 pts vs state
93.3%Origination rate+33.39 pts vs state
7.00%Median rate+0.25 pts vs state
1.32Rate spread (pts)+0.92 pts vs state
$72kMedian applicant income
125Loans originated
4Denied
What Unnamed lender 254900DIWCHEQWZ9GV45 lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Unnamed lender 254900DIWCHEQWZ9GV45 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Roscommon County | 48 | 46 | 1 | 2.1% |
| Crawford County | 26 | 25 | 1 | 3.8% |
| Kent County | 12 | 12 | 0 | 0.0% |
| Arenac County | 10 | 10 | 0 | 0.0% |
| Otsego County | 5 | 5 | 0 | 0.0% |
| Allegan County | 5 | 3 | 0 | 0.0% |
| Missaukee County | 4 | 4 | 0 | 0.0% |
| Gladwin County | 4 | 4 | 0 | 0.0% |
| Ottawa County | 4 | 3 | 0 | 0.0% |
| Saginaw County | 3 | 3 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 134 applications in 2025, of which 125 were originated and 4 denied.
3.0% of all applications, or 3.1% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Unnamed lender 254900DIWCHEQWZ9GV45 originated in Michigan in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are Unnamed lender 254900DIWCHEQWZ9GV45's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology