Unnamed lender 254900CTT87ZKAUTIJ37 in North Carolina vs the state
15.5%Denial rate-2.60 pts vs state
19.5%Decision denial rate-3.34 pts vs state
63.6%Origination rate+5.76 pts vs state
8.25%Median rate+1.75 pts vs state
—Rate spread (pts)
—Median applicant income
185Loans originated
45Denied
What Unnamed lender 254900CTT87ZKAUTIJ37 lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Unnamed lender 254900CTT87ZKAUTIJ37 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 38 | 26 | 7 | 18.4% |
| Cumberland County | 35 | 21 | 6 | 17.1% |
| Guilford County | 18 | 9 | 4 | 22.2% |
| Edgecombe County | 13 | 10 | 0 | 0.0% |
| Nash County | 12 | 9 | 1 | 8.3% |
| Durham County | 10 | 7 | 1 | 10.0% |
| Onslow County | 10 | 2 | 0 | 0.0% |
| Forsyth County | 10 | 8 | 2 | 20.0% |
| Wake County | 9 | 4 | 5 | 55.6% |
| New Hanover County | 8 | 6 | 2 | 25.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 291 applications in 2025, of which 185 were originated and 45 denied.
15.5% of all applications, or 19.5% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Unnamed lender 254900CTT87ZKAUTIJ37 originated in North Carolina in 2025 was 8.25%, against a statewide median of 6.50%.
About this data. Figures are Unnamed lender 254900CTT87ZKAUTIJ37's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology