Unnamed lender 2549005FUF02T1IFCA22 · Florida · 2025

Unnamed lender 2549005FUF02T1IFCA22 in Florida: approval rate, denial rate and rates (2025)

Unnamed lender 2549005FUF02T1IFCA22 took 263 mortgage applications in Florida in 2025, ranking #331 of 1,993 lenders active in the state. It originated 62.7% of them and denied 23.2% (27.0% of the applications it decided), against a statewide denial rate of 21.1%.

263Applicationsin FL
27.0%Decision denial ratestate 27.2%
7.38%Median ratestate 6.63%
$325,000Median loanstate $255,000
$77MVolume34 counties

Unnamed lender 2549005FUF02T1IFCA22 in Florida vs the state

23.2%Denial rate+2.13 pts vs state
27.0%Decision denial rate-0.25 pts vs state
62.7%Origination rate+10.05 pts vs state
7.38%Median rate+0.75 pts vs state
1.01Rate spread (pts)+0.74 pts vs state
$279kMedian applicant income
165Loans originated
61Denied

What Unnamed lender 2549005FUF02T1IFCA22 lends in Florida

By loan purpose

Home purchase 203 77% · 19.2% denied
Refinance 36 14% · 36.1% denied
Cash-out refinance 12 5% · 41.7% denied
Home improvement 7 3% · 28.6% denied
Other / HELOC 5 2% · 40.0% denied

By loan type

Conventional 263 100% · 23.2% denied

Why it denied Florida applicants

Collateral 22 36%
Debt-to-income ratio 15 25%
Other 14 23%
Unverifiable information 3 5%
Employment history 3 5%
Insufficient cash 2 3%
Credit history 2 3%

Where in Florida

Counties with the most Unnamed lender 2549005FUF02T1IFCA22 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Miami-Dade County 562620 35.7%
Broward County 392010 25.6%
Polk County 20151 5.0%
Osceola County 17152 11.8%
Palm Beach County 1557 46.7%
Collier County 1485 35.7%
Orange County 13100 0.0%
Lee County 1183 27.3%
Charlotte County 880 0.0%
Sarasota County 650 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 263 applications in 2025, of which 165 were originated and 61 denied.

23.2% of all applications, or 27.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Unnamed lender 2549005FUF02T1IFCA22 originated in Florida in 2025 was 7.38%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 2549005FUF02T1IFCA22's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology