Unnamed lender 2549004XDCE3LGQW7H72 · California · 2025

Unnamed lender 2549004XDCE3LGQW7H72 in California: approval rate, denial rate and rates (2025)

Unnamed lender 2549004XDCE3LGQW7H72 took 14 mortgage applications in California in 2025, ranking #687 of 1,147 lenders active in the state. It originated 57.1% of them and denied 14.3% (14.3% of the applications it decided), against a statewide denial rate of 17.4%.

14Applicationsin CA
14.3%Decision denial ratestate 22.4%
6.75%Median ratestate 6.63%
$185,000Median loanstate $385,000
$1.2MVolume6 counties

Unnamed lender 2549004XDCE3LGQW7H72 in California vs the state

14.3%Denial rate-3.13 pts vs state
14.3%Decision denial rate-8.11 pts vs state
57.1%Origination rate+0.94 pts vs state
6.75%Median rate+0.13 pts vs state
1.03Rate spread (pts)+0.76 pts vs state
$230kMedian applicant income
8Loans originated
2Denied

What Unnamed lender 2549004XDCE3LGQW7H72 lends in California

By loan purpose

Home purchase 1 7% · 0.0% denied
Refinance 2 14% · 50.0% denied
Home improvement 9 64% · 0.0% denied
Other / HELOC 2 14% · 50.0% denied

By loan type

Conventional 14 100% · 14.3% denied

Why it denied California applicants

Credit history 1 50%
Debt-to-income ratio 1 50%

Where in California

Counties with the most Unnamed lender 2549004XDCE3LGQW7H72 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
San Bernardino County 640 0.0%
Napa County 310 0.0%
San Diego County 211 50.0%
Ventura County 110 0.0%
Kern County 110 0.0%
Shasta County 101 100.0%

Other large lenders in California

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 79,26112.6%6.49%
Rocket MortgageC 58,92517.6%6.75%
Bank of AmericaF 40,19030.8%5.99%
U.S. BankD 32,49331.6%6.50%
JPMorgan Chase BankB 22,0489.7%6.13%
Spring EqD 21,60150.8%8.88%
SchoolsfirstA 19,08610.0%6.25%
Pennymac Loan ServicesC 18,75413.5%6.50%
NewrezD 17,00019.3%6.63%
Loandepot.ComD 16,64518.7%6.63%

Frequently asked questions

California: 14 applications in 2025, of which 8 were originated and 2 denied.

14.3% of all applications, or 14.3% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.

The median rate on loans Unnamed lender 2549004XDCE3LGQW7H72 originated in California in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 2549004XDCE3LGQW7H72's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology