Legacy National Bank · Oklahoma · 2025

Legacy National Bank in Oklahoma: approval rate, denial rate and rates (2025)

Legacy National Bank took 7 mortgage applications in Oklahoma in 2025, ranking #442 of 821 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.9%.

7Applicationsin OK
0.0%Decision denial ratestate 22.9%
Median ratestate 6.63%
$135,000Median loanstate $165,000
$1.6MVolume3 counties

Legacy National Bank in Oklahoma vs the state

0.0%Denial rate-17.92 pts vs state
0.0%Decision denial rate-22.87 pts vs state
100.0%Origination rate+43.90 pts vs state
Median rate
Rate spread (pts)
$139kMedian applicant income
7Loans originated
0Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023750.0%#417
2024660.0%#439
2025770.0%#442

What Legacy National Bank lends in Oklahoma

By loan purpose

Home purchase 3 43% · 0.0% denied
Refinance 4 57% · 0.0% denied

By loan type

Conventional 7 100% · 0.0% denied

Where in Oklahoma

Counties with the most Legacy National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cherokee County 440 0.0%
Delaware County 220 0.0%
Payne County 110 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 7 applications in 2025, of which 7 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Legacy National Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology