Land Home Financial Services in Minnesota vs the state
1.7%Denial rate-11.88 pts vs state
2.0%Decision denial rate-14.35 pts vs state
81.0%Origination rate+14.66 pts vs state
6.88%Median rate+0.25 pts vs state
0.84Rate spread (pts)+0.59 pts vs state
$82kMedian applicant income
47Loans originated
1Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 78 | 64 | 2.6% | 6.63% | #219 |
| 2024 | 58 | 45 | 6.9% | 6.88% | #246 |
| 2025 | 58 | 47 | 1.7% | 6.88% | #275 |
What Land Home Financial Services lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Land Home Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mower County | 29 | 23 | 1 | 3.4% |
| Freeborn County | 6 | 5 | 0 | 0.0% |
| Dodge County | 5 | 5 | 0 | 0.0% |
| Dakota County | 4 | 3 | 0 | 0.0% |
| Isanti County | 3 | 3 | 0 | 0.0% |
| Steele County | 2 | 2 | 0 | 0.0% |
| McLeod County | 2 | 1 | 0 | 0.0% |
| Mille Lacs County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Ramsey County | 1 | 0 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 58 applications in 2025, of which 47 were originated and 1 denied.
1.7% of all applications, or 2.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Land Home Financial Services originated in Minnesota in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Land Home Financial Services's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology