Largest lenders in Dodge County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial Services | B | 45 | 39 | 4.4% | 6.50% |
| 2 | Think Mutual Bank | C | 45 | 36 | 6.7% | 6.69% |
| 3 | Rocket Mortgage | C | 35 | 30 | 11.4% | 6.99% |
| 4 | Mayo Employees Federal Credit Union | C | 34 | 24 | 20.6% | 6.49% |
| 5 | Bell Bank | A | 30 | 27 | 0.0% | 6.38% |
| 6 | Guaranteed Rate | B | 28 | 18 | 3.6% | 6.53% |
| 7 | U.S. Bank | D | 27 | 14 | 40.7% | 6.56% |
| 8 | First Alliance Credit Union | D | 27 | 19 | 14.8% | 6.84% |
| 9 | Old National Bank | B | 26 | 22 | 3.9% | 6.56% |
| 10 | Alerus Financial | B | 21 | 16 | 23.8% | 6.63% |
| 11 | Loandepot.Com | D | 21 | 16 | 4.8% | 6.81% |
| 12 | ALTRA Federal Credit Union | B | 16 | 13 | 6.3% | 6.88% |
| 13 | Compeer Financial, Flca | C | 15 | 4 | 20.0% | 7.38% |
| 14 | Mortgage Research Center | C | 13 | 7 | 7.7% | 6.13% |
| 15 | Bremer Bank | B | 13 | 9 | 15.4% | 6.63% |
| 16 | Manufacturers Bank & Trust | A | 13 | 12 | 0.0% | — |
| 17 | Affinity Plus | C | 12 | 8 | 16.7% | 6.75% |
| 18 | Fairway Independent Mortgage | B | 12 | 10 | 0.0% | 6.69% |
| 19 | Coastal Community Bank | C | 12 | 3 | 0.0% | 14.99% |
| 20 | Frandsen Bank & Trust | B | 11 | 10 | 0.0% | 6.63% |
| 21 | Servion | B | 10 | 10 | 0.0% | 6.50% |
| 22 | Freedom Mortgage | B | 9 | 8 | 0.0% | 6.38% |
| 23 | Pennymac Loan Services | C | 8 | 7 | 0.0% | 6.13% |
| 24 | Merchants Bank | A | 8 | 7 | 0.0% | 5.99% |
| 25 | Sofi Bank | D | 8 | 5 | 0.0% | 8.74% |
What Dodge County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Dodge County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 725 | 490 | 16.0% | 6.88% | $155,000 |
| 2024 | 717 | 513 | 14.2% | 6.88% | $175,000 |
| 2025 | 715 | 508 | 11.8% | 6.63% | $185,000 |
Frequently asked questions
11.8% of applications in Dodge County were denied in 2025, against 13.6% statewide in Minnesota.
United Shore Financial Services, with 45 applications in 2025 and a denial rate of 4.4%.
The median mortgage application in Dodge County in 2025 was for $185,000; the median property value on originated loans was $325,000.