Land Home Financial Services in Maryland vs the state
20.5%Denial rate+1.71 pts vs state
26.7%Decision denial rate+2.54 pts vs state
51.3%Origination rate-4.43 pts vs state
6.99%Median rate+0.37 pts vs state
0.75Rate spread (pts)+0.51 pts vs state
$96kMedian applicant income
20Loans originated
8Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 93 | 49 | 11.8% | 7.00% | #223 |
| 2024 | 39 | 23 | 5.1% | 7.00% | #335 |
| 2025 | 39 | 20 | 20.5% | 6.99% | #343 |
What Land Home Financial Services lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Land Home Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore city | 14 | 8 | 5 | 35.7% |
| Baltimore County | 11 | 4 | 2 | 18.2% |
| Prince George's County | 5 | 4 | 1 | 20.0% |
| Anne Arundel County | 4 | 1 | 0 | 0.0% |
| Harford County | 2 | 2 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 0 | 0.0% |
| Washington County | 1 | 0 | 0 | 0.0% |
| Frederick County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 39 applications in 2025, of which 20 were originated and 8 denied.
20.5% of all applications, or 26.7% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Land Home Financial Services originated in Maryland in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Land Home Financial Services's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology