Lakeview Loan Servicing in Vermont vs the state
44.0%Denial rate+29.18 pts vs state
52.4%Decision denial rate+34.31 pts vs state
32.0%Origination rate-32.87 pts vs state
6.19%Median rate-0.52 pts vs state
0.07Rate spread (pts)-0.06 pts vs state
$124kMedian applicant income
24Loans originated
33Denied
Trend in Vermont
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 12 | 47.2% | 6.25% | #62 |
| 2024 | 56 | 21 | 41.1% | 6.25% | #55 |
| 2025 | 75 | 24 | 44.0% | 6.19% | #51 |
What Lakeview Loan Servicing lends in Vermont
By loan purpose
By loan type
Why it denied Vermont applicants
Where in Vermont
Counties with the most Lakeview Loan Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chittenden County | 15 | 1 | 10 | 66.7% |
| Washington County | 11 | 5 | 5 | 45.5% |
| Franklin County | 10 | 6 | 2 | 20.0% |
| Rutland County | 8 | 2 | 2 | 25.0% |
| Windsor County | 6 | 1 | 3 | 50.0% |
| Orange County | 5 | 2 | 2 | 40.0% |
| Bennington County | 4 | 0 | 3 | 75.0% |
| Addison County | 4 | 1 | 3 | 75.0% |
| Grand Isle County | 3 | 2 | 0 | 0.0% |
| Caledonia County | 3 | 1 | 1 | 33.3% |
Other large lenders in Vermont
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Eastrise Federal Credit Union | A | 3,529 | 5.1% | 6.50% |
| Rocket Mortgage | C | 1,165 | 22.0% | 6.75% |
| North Country | C | 1,135 | 9.5% | 7.25% |
| Vermont Federal Credit Union | A | 1,003 | 12.0% | 6.75% |
| Citizens Bank | C | 826 | 38.9% | 7.65% |
| Emm Loans | B | 761 | 1.5% | 6.63% |
| Mascoma Bank | B | 717 | 16.5% | 6.75% |
| Union Bank | B | 641 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 617 | 30.8% | 5.99% |
| Community Bank | D | 607 | 13.3% | 7.00% |
Frequently asked questions
Vermont: 75 applications in 2025, of which 24 were originated and 33 denied.
44.0% of all applications, or 52.4% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.
The median rate on loans Lakeview Loan Servicing originated in Vermont in 2025 was 6.19%, against a statewide median of 6.71%.
About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology