KS StateBank in Arizona vs the state
4.0%Denial rate-12.28 pts vs state
4.2%Decision denial rate-16.24 pts vs state
84.2%Origination rate+24.73 pts vs state
7.72%Median rate+1.22 pts vs state
0.74Rate spread (pts)+0.52 pts vs state
$349kMedian applicant income
64Loans originated
3Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 99 | 86 | 7.1% | 8.59% | #229 |
| 2024 | 75 | 64 | 2.7% | 8.47% | #272 |
| 2025 | 76 | 64 | 4.0% | 7.72% | #269 |
What KS StateBank lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most KS StateBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 65 | 54 | 3 | 4.6% |
| Yavapai County | 5 | 5 | 0 | 0.0% |
| Navajo County | 3 | 2 | 0 | 0.0% |
| Pinal County | 2 | 2 | 0 | 0.0% |
| Pima County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 76 applications in 2025, of which 64 were originated and 3 denied.
4.0% of all applications, or 4.2% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans KS StateBank originated in Arizona in 2025 was 7.72%, against a statewide median of 6.50%.
About this data. Figures are KS StateBank's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology