Kind Lending in Connecticut vs the state
23.7%Denial rate+6.27 pts vs state
25.9%Decision denial rate+4.34 pts vs state
66.9%Origination rate+6.53 pts vs state
6.88%Median rate+0.25 pts vs state
0.34Rate spread (pts)+0.10 pts vs state
$132kMedian applicant income
277Loans originated
98Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 119 | 79 | 24.4% | 7.38% | #123 |
| 2024 | 357 | 255 | 19.1% | 6.88% | #61 |
| 2025 | 414 | 277 | 23.7% | 6.88% | #65 |
What Kind Lending lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Kind Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 85 | 66 | 11 | 12.9% |
| 09170 | 76 | 49 | 20 | 26.3% |
| 09190 | 68 | 45 | 18 | 26.5% |
| 09140 | 63 | 38 | 19 | 30.2% |
| 09120 | 59 | 41 | 12 | 20.3% |
| 09130 | 23 | 16 | 4 | 17.4% |
| 09180 | 21 | 13 | 6 | 28.6% |
| 09160 | 15 | 7 | 6 | 40.0% |
| 09150 | 4 | 2 | 2 | 50.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 414 applications in 2025, of which 277 were originated and 98 denied.
23.7% of all applications, or 25.9% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Kind Lending originated in Connecticut in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Kind Lending's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology