KeyBank in Maryland vs the state
33.3%Denial rate+14.53 pts vs state
36.4%Decision denial rate+12.23 pts vs state
58.3%Origination rate+2.62 pts vs state
6.13%Median rate-0.50 pts vs state
0.11Rate spread (pts)-0.14 pts vs state
$176kMedian applicant income
7Loans originated
4Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 10 | 22.2% | 6.44% | #411 |
| 2024 | 16 | 10 | 12.5% | 6.69% | #433 |
| 2025 | 12 | 7 | 33.3% | 6.13% | #457 |
What KeyBank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most KeyBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore County | 4 | 1 | 3 | 75.0% |
| Montgomery County | 3 | 2 | 0 | 0.0% |
| Talbot County | 1 | 1 | 0 | 0.0% |
| Baltimore city | 1 | 0 | 1 | 100.0% |
| Anne Arundel County | 1 | 1 | 0 | 0.0% |
| Howard County | 1 | 1 | 0 | 0.0% |
| Garrett County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 12 applications in 2025, of which 7 were originated and 4 denied.
33.3% of all applications, or 36.4% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans KeyBank originated in Maryland in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are KeyBank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology