Key Mortgage Services in Florida vs the state
8.3%Denial rate-12.73 pts vs state
9.1%Decision denial rate-18.15 pts vs state
83.3%Origination rate+30.64 pts vs state
6.99%Median rate+0.37 pts vs state
0.18Rate spread (pts)-0.09 pts vs state
$164kMedian applicant income
10Loans originated
1Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 8 | 0.0% | 7.38% | #992 |
| 2024 | 17 | 8 | 17.7% | 7.31% | #815 |
| 2025 | 12 | 10 | 8.3% | 6.99% | #869 |
What Key Mortgage Services lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Key Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Collier County | 3 | 2 | 0 | 0.0% |
| Lee County | 2 | 2 | 0 | 0.0% |
| Pinellas County | 2 | 2 | 0 | 0.0% |
| Orange County | 1 | 1 | 0 | 0.0% |
| Escambia County | 1 | 1 | 0 | 0.0% |
| Okaloosa County | 1 | 0 | 1 | 100.0% |
| Hillsborough County | 1 | 1 | 0 | 0.0% |
| Sumter County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 12 applications in 2025, of which 10 were originated and 1 denied.
8.3% of all applications, or 9.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Key Mortgage Services originated in Florida in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Key Mortgage Services's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology