JPMorgan Chase Bank in Vermont vs the state
8.8%Denial rate-6.02 pts vs state
11.8%Decision denial rate-6.24 pts vs state
64.0%Origination rate-0.87 pts vs state
6.38%Median rate-0.33 pts vs state
0.13Rate spread (pts)0.00 pts vs state
$253kMedian applicant income
80Loans originated
11Denied
Trend in Vermont
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 61 | 8.8% | 6.25% | #35 |
| 2024 | 112 | 68 | 13.4% | 6.63% | #31 |
| 2025 | 125 | 80 | 8.8% | 6.38% | #33 |
What JPMorgan Chase Bank lends in Vermont
By loan purpose
By loan type
Why it denied Vermont applicants
Where in Vermont
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Windsor County | 26 | 19 | 0 | 0.0% |
| Windham County | 20 | 12 | 3 | 15.0% |
| Chittenden County | 18 | 13 | 0 | 0.0% |
| Washington County | 10 | 10 | 0 | 0.0% |
| Lamoille County | 10 | 5 | 2 | 20.0% |
| Rutland County | 8 | 4 | 1 | 12.5% |
| Orleans County | 7 | 3 | 1 | 14.3% |
| Caledonia County | 6 | 4 | 0 | 0.0% |
| Bennington County | 5 | 3 | 0 | 0.0% |
| Addison County | 5 | 2 | 1 | 20.0% |
Other large lenders in Vermont
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Eastrise Federal Credit Union | A | 3,529 | 5.1% | 6.50% |
| Rocket Mortgage | C | 1,165 | 22.0% | 6.75% |
| North Country | C | 1,135 | 9.5% | 7.25% |
| Vermont Federal Credit Union | A | 1,003 | 12.0% | 6.75% |
| Citizens Bank | C | 826 | 38.9% | 7.65% |
| Emm Loans | B | 761 | 1.5% | 6.63% |
| Mascoma Bank | B | 717 | 16.5% | 6.75% |
| Union Bank | B | 641 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 617 | 30.8% | 5.99% |
| Community Bank | D | 607 | 13.3% | 7.00% |
Frequently asked questions
Vermont: 125 applications in 2025, of which 80 were originated and 11 denied.
8.8% of all applications, or 11.8% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.
The median rate on loans JPMorgan Chase Bank originated in Vermont in 2025 was 6.38%, against a statewide median of 6.71%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology