Jewett City Savings Bank · Connecticut · 2025

Jewett City Savings Bank in Connecticut: approval rate, denial rate and rates (2025)

Jewett City Savings Bank took 133 mortgage applications in Connecticut in 2025, ranking #146 of 687 lenders active in the state. It originated 51.9% of them and denied 31.6% (36.5% of the applications it decided), against a statewide denial rate of 17.4%.

133Applicationsin CT
36.5%Decision denial ratestate 21.6%
Median ratestate 6.63%
$155,000Median loanstate $245,000
$14MVolume5 counties

Jewett City Savings Bank in Connecticut vs the state

31.6%Denial rate+14.18 pts vs state
36.5%Decision denial rate+14.93 pts vs state
51.9%Origination rate-8.50 pts vs state
Median rate
Rate spread (pts)
$103kMedian applicant income
69Loans originated
42Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202316810219.6%#99
20241388125.4%#124
20251336931.6%#146

What Jewett City Savings Bank lends in Connecticut

By loan purpose

Home purchase 51 38% · 25.5% denied
Refinance 7 5% · 42.9% denied
Cash-out refinance 18 14% · 33.3% denied
Home improvement 33 25% · 36.4% denied
Other / HELOC 24 18% · 33.3% denied

By loan type

Conventional 132 99% · 31.1% denied
VA 1 1% · 100.0% denied

Why it denied Connecticut applicants

Debt-to-income ratio 21 50%
Collateral 8 19%
Credit history 7 17%
Insufficient cash 4 10%
Other 2 5%

Where in Connecticut

Counties with the most Jewett City Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09150 844524 28.6%
09180 401916 40.0%
09110 642 33.3%
09130 200 0.0%
09170 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 133 applications in 2025, of which 69 were originated and 42 denied.

31.6% of all applications, or 36.5% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Jewett City Savings Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology