Jet Homeloans in Florida vs the state
3.1%Denial rate-17.99 pts vs state
4.2%Decision denial rate-23.03 pts vs state
68.2%Origination rate+15.46 pts vs state
4.99%Median rate-1.63 pts vs state
-0.87Rate spread (pts)-1.14 pts vs state
$124kMedian applicant income
1,267Loans originated
57Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,151 | 1,513 | 4.0% | 6.25% | #80 |
| 2024 | 1,052 | 911 | 1.5% | 5.99% | #149 |
| 2025 | 1,859 | 1,267 | 3.1% | 4.99% | #96 |
What Jet Homeloans lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Jet Homeloans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Johns County | 568 | 433 | 9 | 1.6% |
| Clay County | 319 | 218 | 9 | 2.8% |
| Duval County | 262 | 188 | 9 | 3.4% |
| Orange County | 207 | 134 | 10 | 4.8% |
| Lake County | 200 | 111 | 14 | 7.0% |
| Osceola County | 66 | 42 | 2 | 3.0% |
| Flagler County | 64 | 30 | 0 | 0.0% |
| Polk County | 53 | 35 | 2 | 3.8% |
| Volusia County | 40 | 27 | 0 | 0.0% |
| Manatee County | 33 | 22 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,859 applications in 2025, of which 1,267 were originated and 57 denied.
3.1% of all applications, or 4.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Jet Homeloans originated in Florida in 2025 was 4.99%, against a statewide median of 6.63%.
About this data. Figures are Jet Homeloans's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology