Ixonia Bank in South Carolina vs the state
3.0%Denial rate-15.30 pts vs state
4.0%Decision denial rate-19.51 pts vs state
72.2%Origination rate+15.57 pts vs state
6.88%Median rate+0.38 pts vs state
0.38Rate spread (pts)+0.16 pts vs state
$120kMedian applicant income
96Loans originated
4Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 13 | 0.0% | 7.13% | #443 |
| 2024 | 61 | 44 | 1.6% | 6.75% | #298 |
| 2025 | 133 | 96 | 3.0% | 6.88% | #222 |
What Ixonia Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Ixonia Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 47 | 34 | 2 | 4.3% |
| Horry County | 12 | 10 | 0 | 0.0% |
| Greenville County | 10 | 8 | 0 | 0.0% |
| Lancaster County | 9 | 6 | 0 | 0.0% |
| Spartanburg County | 7 | 7 | 0 | 0.0% |
| Dorchester County | 6 | 4 | 0 | 0.0% |
| Chester County | 5 | 2 | 2 | 40.0% |
| Charleston County | 5 | 2 | 0 | 0.0% |
| Berkeley County | 4 | 2 | 0 | 0.0% |
| Richland County | 4 | 4 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 133 applications in 2025, of which 96 were originated and 4 denied.
3.0% of all applications, or 4.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Ixonia Bank originated in South Carolina in 2025 was 6.88%, against a statewide median of 6.50%.
About this data. Figures are Ixonia Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology