Ixonia Bank in Georgia vs the state
6.3%Denial rate-12.90 pts vs state
9.7%Decision denial rate-15.42 pts vs state
55.8%Origination rate+1.66 pts vs state
6.63%Median rate0.00 pts vs state
0.42Rate spread (pts)+0.15 pts vs state
$108kMedian applicant income
97Loans originated
11Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 45 | 25 | 2.2% | 6.99% | #433 |
| 2024 | 129 | 73 | 7.0% | 6.75% | #289 |
| 2025 | 174 | 97 | 6.3% | 6.63% | #259 |
What Ixonia Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Ixonia Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Henry County | 22 | 11 | 3 | 13.6% |
| Fulton County | 21 | 10 | 3 | 14.3% |
| Cobb County | 11 | 8 | 0 | 0.0% |
| Gwinnett County | 11 | 4 | 0 | 0.0% |
| Newton County | 8 | 5 | 1 | 12.5% |
| Clayton County | 7 | 5 | 1 | 14.3% |
| DeKalb County | 7 | 4 | 0 | 0.0% |
| Houston County | 6 | 5 | 0 | 0.0% |
| Paulding County | 6 | 2 | 0 | 0.0% |
| Columbia County | 5 | 3 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 174 applications in 2025, of which 97 were originated and 11 denied.
6.3% of all applications, or 9.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Ixonia Bank originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Ixonia Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology