Ixonia Bank in Connecticut vs the state
7.6%Denial rate-9.84 pts vs state
10.1%Decision denial rate-11.54 pts vs state
67.7%Origination rate+7.32 pts vs state
6.75%Median rate+0.13 pts vs state
0.51Rate spread (pts)+0.28 pts vs state
$116kMedian applicant income
197Loans originated
22Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 7 | 8.3% | 6.75% | #324 |
| 2024 | 218 | 150 | 7.8% | 6.99% | #89 |
| 2025 | 291 | 197 | 7.6% | 6.75% | #79 |
What Ixonia Bank lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Ixonia Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09170 | 100 | 73 | 6 | 6.0% |
| 09110 | 69 | 49 | 8 | 11.6% |
| 09130 | 36 | 19 | 1 | 2.8% |
| 09140 | 36 | 24 | 2 | 5.6% |
| 09180 | 15 | 12 | 1 | 6.7% |
| 09150 | 12 | 8 | 1 | 8.3% |
| 09160 | 10 | 8 | 1 | 10.0% |
| 09120 | 8 | 2 | 1 | 12.5% |
| 09190 | 5 | 2 | 1 | 20.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 291 applications in 2025, of which 197 were originated and 22 denied.
7.6% of all applications, or 10.1% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Ixonia Bank originated in Connecticut in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Ixonia Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology