Investor Mortgage Finance in Montana vs the state
33.3%Denial rate+18.51 pts vs state
38.5%Decision denial rate+19.76 pts vs state
53.3%Origination rate-8.65 pts vs state
7.02%Median rate+0.39 pts vs state
—Rate spread (pts)
—Median applicant income
8Loans originated
5Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 9 | 7 | 0.0% | 7.73% | #173 |
| 2025 | 15 | 8 | 33.3% | 7.02% | #158 |
What Investor Mortgage Finance lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 15 applications in 2025, of which 8 were originated and 5 denied.
33.3% of all applications, or 38.5% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Investor Mortgage Finance originated in Montana in 2025 was 7.02%, against a statewide median of 6.63%.
About this data. Figures are Investor Mortgage Finance's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology