Investor Mortgage Finance in Arkansas vs the state
15.8%Denial rate-2.40 pts vs state
42.9%Decision denial rate+19.73 pts vs state
21.1%Origination rate-35.78 pts vs state
7.24%Median rate+0.61 pts vs state
—Rate spread (pts)
—Median applicant income
4Loans originated
3Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 14 | 3 | 21.4% | 7.00% | #301 |
| 2025 | 19 | 4 | 15.8% | 7.24% | #288 |
What Investor Mortgage Finance lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 19 applications in 2025, of which 4 were originated and 3 denied.
15.8% of all applications, or 42.9% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Investor Mortgage Finance originated in Arkansas in 2025 was 7.24%, against a statewide median of 6.63%.
About this data. Figures are Investor Mortgage Finance's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology