Intrust Bank in Arkansas vs the state
20.0%Denial rate+1.81 pts vs state
21.6%Decision denial rate-1.51 pts vs state
70.0%Origination rate+13.17 pts vs state
7.50%Median rate+0.88 pts vs state
0.71Rate spread (pts)+0.37 pts vs state
$167kMedian applicant income
28Loans originated
8Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 17 | 10.5% | 8.50% | #267 |
| 2024 | 33 | 23 | 21.2% | 8.25% | #229 |
| 2025 | 40 | 28 | 20.0% | 7.50% | #222 |
What Intrust Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Intrust Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 27 | 19 | 6 | 22.2% |
| Washington County | 13 | 9 | 2 | 15.4% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 40 applications in 2025, of which 28 were originated and 8 denied.
20.0% of all applications, or 21.6% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Intrust Bank originated in Arkansas in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Intrust Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology