Interstate Home Loan Center · Tennessee · 2025

Interstate Home Loan Center in Tennessee: approval rate, denial rate and rates (2025)

Interstate Home Loan Center took 7 mortgage applications in Tennessee in 2025, ranking #692 of 1,274 lenders active in the state. It originated 57.1% of them and denied 14.3% (20.0% of the applications it decided), against a statewide denial rate of 17.1%.

7Applicationsin TN
20.0%Decision denial ratestate 21.7%
6.93%Median ratestate 6.62%
$325,000Median loanstate $225,000
$1.3MVolume5 counties

Interstate Home Loan Center in Tennessee vs the state

14.3%Denial rate-2.85 pts vs state
20.0%Decision denial rate-1.68 pts vs state
57.1%Origination rate-0.94 pts vs state
6.93%Median rate+0.31 pts vs state
0.32Rate spread (pts)+0.09 pts vs state
$114kMedian applicant income
4Loans originated
1Denied

What Interstate Home Loan Center lends in Tennessee

By loan purpose

Home purchase 6 86% · 16.7% denied
Refinance 1 14% · 0.0% denied

By loan type

Conventional 7 100% · 14.3% denied

Why it denied Tennessee applicants

Debt-to-income ratio 1 100%

Where in Tennessee

Counties with the most Interstate Home Loan Center applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Blount County 320 0.0%
Hamilton County 100 0.0%
Sumner County 110 0.0%
Davidson County 101 100.0%
Robertson County 110 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 7 applications in 2025, of which 4 were originated and 1 denied.

14.3% of all applications, or 20.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Interstate Home Loan Center originated in Tennessee in 2025 was 6.93%, against a statewide median of 6.62%.

About this data. Figures are Interstate Home Loan Center's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology