Intelliloan in Minnesota vs the state
4.0%Denial rate-9.60 pts vs state
12.5%Decision denial rate-3.85 pts vs state
20.0%Origination rate-46.37 pts vs state
6.50%Median rate-0.13 pts vs state
0.26Rate spread (pts)+0.01 pts vs state
$108kMedian applicant income
5Loans originated
1Denied
What Intelliloan lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Intelliloan applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 7 | 1 | 1 | 14.3% |
| Scott County | 5 | 1 | 0 | 0.0% |
| Anoka County | 3 | 1 | 0 | 0.0% |
| Dakota County | 2 | 0 | 0 | 0.0% |
| Ramsey County | 2 | 0 | 0 | 0.0% |
| Rice County | 1 | 0 | 0 | 0.0% |
| St. Louis County | 1 | 1 | 0 | 0.0% |
| Wright County | 1 | 1 | 0 | 0.0% |
| Sherburne County | 1 | 0 | 0 | 0.0% |
| Swift County | 1 | 0 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 25 applications in 2025, of which 5 were originated and 1 denied.
4.0% of all applications, or 12.5% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Intelliloan originated in Minnesota in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Intelliloan's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology