Intelliloan in Florida vs the state
10.7%Denial rate-10.32 pts vs state
23.9%Decision denial rate-3.30 pts vs state
29.1%Origination rate-23.57 pts vs state
6.25%Median rate-0.38 pts vs state
0.22Rate spread (pts)-0.05 pts vs state
$88kMedian applicant income
122Loans originated
45Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 295 | 65 | 10.5% | 6.99% | #316 |
| 2024 | 226 | 83 | 4.9% | 6.13% | #358 |
| 2025 | 419 | 122 | 10.7% | 6.25% | #262 |
What Intelliloan lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Intelliloan applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 45 | 11 | 6 | 13.3% |
| Lee County | 40 | 15 | 3 | 7.5% |
| Broward County | 39 | 10 | 3 | 7.7% |
| Hillsborough County | 27 | 11 | 3 | 11.1% |
| Orange County | 23 | 6 | 4 | 17.4% |
| Brevard County | 20 | 7 | 2 | 10.0% |
| St. Lucie County | 19 | 5 | 2 | 10.5% |
| Polk County | 18 | 4 | 2 | 11.1% |
| Volusia County | 16 | 4 | 2 | 12.5% |
| Duval County | 16 | 7 | 1 | 6.3% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 419 applications in 2025, of which 122 were originated and 45 denied.
10.7% of all applications, or 23.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Intelliloan originated in Florida in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Intelliloan's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology