Integrity Home Mortgage in Florida vs the state
7.7%Denial rate-13.37 pts vs state
10.0%Decision denial rate-17.24 pts vs state
69.2%Origination rate+16.54 pts vs state
6.88%Median rate+0.25 pts vs state
0.31Rate spread (pts)+0.05 pts vs state
$102kMedian applicant income
9Loans originated
1Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 53 | 30 | 11.3% | 6.81% | #615 |
| 2024 | 13 | 9 | 15.4% | 6.88% | #868 |
| 2025 | 13 | 9 | 7.7% | 6.88% | #859 |
What Integrity Home Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Integrity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 3 | 2 | 1 | 33.3% |
| St. Johns County | 2 | 2 | 0 | 0.0% |
| Manatee County | 1 | 1 | 0 | 0.0% |
| Lee County | 1 | 0 | 0 | 0.0% |
| Citrus County | 1 | 1 | 0 | 0.0% |
| Duval County | 1 | 0 | 0 | 0.0% |
| Santa Rosa County | 1 | 1 | 0 | 0.0% |
| Escambia County | 1 | 0 | 0 | 0.0% |
| Hernando County | 1 | 1 | 0 | 0.0% |
| Palm Beach County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 13 applications in 2025, of which 9 were originated and 1 denied.
7.7% of all applications, or 10.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Integrity Home Mortgage originated in Florida in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Integrity Home Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology