Instamortgage in Maryland vs the state
1.6%Denial rate-17.21 pts vs state
2.3%Decision denial rate-21.86 pts vs state
68.3%Origination rate+12.54 pts vs state
6.49%Median rate-0.13 pts vs state
0.06Rate spread (pts)-0.18 pts vs state
$134kMedian applicant income
43Loans originated
1Denied
What Instamortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Instamortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 32 | 27 | 0 | 0.0% |
| Prince George's County | 11 | 6 | 1 | 9.1% |
| Howard County | 5 | 4 | 0 | 0.0% |
| Anne Arundel County | 3 | 1 | 0 | 0.0% |
| Calvert County | 2 | 0 | 0 | 0.0% |
| Baltimore County | 2 | 2 | 0 | 0.0% |
| Washington County | 1 | 0 | 0 | 0.0% |
| Charles County | 1 | 0 | 0 | 0.0% |
| Baltimore city | 1 | 1 | 0 | 0.0% |
| Frederick County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 63 applications in 2025, of which 43 were originated and 1 denied.
1.6% of all applications, or 2.3% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Instamortgage originated in Maryland in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Instamortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology