Inspire Home Loans in Indiana vs the state
6.2%Denial rate-10.42 pts vs state
7.5%Decision denial rate-12.66 pts vs state
67.7%Origination rate+5.44 pts vs state
6.25%Median rate-0.50 pts vs state
0.26Rate spread (pts)-0.11 pts vs state
$83kMedian applicant income
88Loans originated
8Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 115 | 61 | 10.4% | 5.50% | #231 |
| 2024 | 165 | 98 | 12.1% | 5.63% | #211 |
| 2025 | 130 | 88 | 6.2% | 6.25% | #242 |
What Inspire Home Loans lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Inspire Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| LaPorte County | 38 | 28 | 4 | 10.5% |
| Clark County | 34 | 27 | 3 | 8.8% |
| Porter County | 32 | 17 | 0 | 0.0% |
| Floyd County | 13 | 11 | 0 | 0.0% |
| Harrison County | 13 | 5 | 1 | 7.7% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 130 applications in 2025, of which 88 were originated and 8 denied.
6.2% of all applications, or 7.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Inspire Home Loans originated in Indiana in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Inspire Home Loans's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology