Indiana State University Federal Credit Union in Indiana vs the state
29.2%Denial rate+12.60 pts vs state
29.2%Decision denial rate+9.03 pts vs state
70.8%Origination rate+8.58 pts vs state
6.75%Median rate0.00 pts vs state
0.67Rate spread (pts)+0.30 pts vs state
$73kMedian applicant income
68Loans originated
28Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 89 | 76 | 12.4% | 6.90% | #268 |
| 2024 | 79 | 59 | 15.2% | 6.75% | #289 |
| 2025 | 96 | 68 | 29.2% | 6.75% | #276 |
What Indiana State University Federal Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Indiana State University Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Vigo County | 69 | 56 | 13 | 18.8% |
| Vermillion County | 7 | 5 | 2 | 28.6% |
| Sullivan County | 6 | 3 | 3 | 50.0% |
| Clay County | 3 | 3 | 0 | 0.0% |
| Parke County | 3 | 1 | 2 | 66.7% |
| Hendricks County | 1 | 0 | 1 | 100.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 96 applications in 2025, of which 68 were originated and 28 denied.
29.2% of all applications, or 29.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Indiana State University Federal Credit Union originated in Indiana in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Indiana State University Federal Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology