Ice Lender Holdings in Georgia vs the state
19.1%Denial rate-0.17 pts vs state
26.5%Decision denial rate+1.38 pts vs state
53.0%Origination rate-1.11 pts vs state
7.13%Median rate+0.50 pts vs state
—Rate spread (pts)
—Median applicant income
89Loans originated
32Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 65 | 9 | 32.3% | 8.00% | #384 |
| 2024 | 104 | 19 | 38.5% | 7.50% | #326 |
| 2025 | 168 | 89 | 19.1% | 7.13% | #265 |
What Ice Lender Holdings lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeKalb County | 53 | 46 | 3 | 5.7% |
| Fulton County | 50 | 17 | 14 | 28.0% |
| Clayton County | 7 | 3 | 3 | 42.9% |
| Hall County | 7 | 6 | 0 | 0.0% |
| Cobb County | 6 | 2 | 3 | 50.0% |
| Douglas County | 5 | 3 | 1 | 20.0% |
| Richmond County | 5 | 0 | 4 | 80.0% |
| Bibb County | 3 | 0 | 0 | 0.0% |
| Dougherty County | 2 | 0 | 1 | 50.0% |
| Clarke County | 2 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 168 applications in 2025, of which 89 were originated and 32 denied.
19.1% of all applications, or 26.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Ice Lender Holdings originated in Georgia in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology