Ice Lender Holdings in Florida vs the state
23.0%Denial rate+1.90 pts vs state
41.7%Decision denial rate+14.46 pts vs state
32.1%Origination rate-20.59 pts vs state
7.13%Median rate+0.50 pts vs state
—Rate spread (pts)
—Median applicant income
130Loans originated
93Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 411 | 66 | 40.2% | 7.88% | #261 |
| 2024 | 390 | 74 | 40.8% | 7.75% | #265 |
| 2025 | 405 | 130 | 23.0% | 7.13% | #267 |
What Ice Lender Holdings lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 49 | 18 | 14 | 28.6% |
| Broward County | 42 | 5 | 13 | 31.0% |
| Pinellas County | 40 | 13 | 13 | 32.5% |
| Lee County | 40 | 20 | 3 | 7.5% |
| Palm Beach County | 32 | 7 | 9 | 28.1% |
| Hillsborough County | 23 | 7 | 8 | 34.8% |
| Escambia County | 15 | 10 | 1 | 6.7% |
| Duval County | 15 | 2 | 2 | 13.3% |
| Charlotte County | 12 | 2 | 1 | 8.3% |
| Sarasota County | 12 | 6 | 1 | 8.3% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 405 applications in 2025, of which 130 were originated and 93 denied.
23.0% of all applications, or 41.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Ice Lender Holdings originated in Florida in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology