Ice Lender Holdings in Arizona vs the state
35.7%Denial rate+19.48 pts vs state
69.4%Decision denial rate+49.03 pts vs state
15.7%Origination rate-43.77 pts vs state
7.13%Median rate+0.63 pts vs state
—Rate spread (pts)
—Median applicant income
11Loans originated
25Denied
What Ice Lender Holdings lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 54 | 9 | 21 | 38.9% |
| Pima County | 5 | 0 | 3 | 60.0% |
| Cochise County | 3 | 2 | 0 | 0.0% |
| Yavapai County | 3 | 0 | 0 | 0.0% |
| Pinal County | 2 | 0 | 0 | 0.0% |
| Yuma County | 2 | 0 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 70 applications in 2025, of which 11 were originated and 25 denied.
35.7% of all applications, or 69.4% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Ice Lender Holdings originated in Arizona in 2025 was 7.13%, against a statewide median of 6.50%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology