Hunt Mortgage · New York · 2025

Hunt Mortgage in New York: approval rate, denial rate and rates (2025)

Hunt Mortgage took 1,118 mortgage applications in New York in 2025, ranking #81 of 750 lenders active in the state. It originated 79.1% of them and denied 5.5% (6.3% of the applications it decided), against a statewide denial rate of 19.8%.

1.1kApplicationsin NY
6.3%Decision denial ratestate 24.0%
6.63%Median ratestate 6.63%
$235,000Median loanstate $235,000
$237MVolume36 counties

Hunt Mortgage in New York vs the state

5.5%Denial rate-14.29 pts vs state
6.3%Decision denial rate-17.74 pts vs state
79.1%Origination rate+19.48 pts vs state
6.63%Median rate0.00 pts vs state
0.34Rate spread (pts)+0.13 pts vs state
$106kMedian applicant income
884Loans originated
61Denied

Trend in New York

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,3291,0414.4%6.75%#60
20241,1629145.1%6.75%#69
20251,1188845.5%6.63%#81

What Hunt Mortgage lends in New York

By loan purpose

Home purchase 1,082 97% · 5.2% denied
Refinance 9 1% · 0.0% denied
Cash-out refinance 27 2% · 18.5% denied

By loan type

Conventional 900 81% · 3.7% denied
FHA 168 15% · 11.3% denied
VA 42 4% · 14.3% denied
USDA / RHS 8 1% · 37.5% denied

Why it denied New York applicants

Debt-to-income ratio 22 36%
Collateral 15 25%
Unverifiable information 9 15%
Credit history 5 8%
Insufficient cash 4 7%
Employment history 4 7%
Other 2 3%

Where in New York

Counties with the most Hunt Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Erie County 44638214 3.1%
Onondaga County 21816014 6.4%
Niagara County 106896 5.7%
Monroe County 58512 3.4%
Oneida County 58405 8.6%
Madison County 38262 5.3%
Oswego County 36235 13.9%
Washington County 19143 15.8%
Chautauqua County 1282 16.7%
Saratoga County 1281 8.3%

Other large lenders in New York

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 20,31532.7%7.97%
Rocket MortgageC 19,92422.0%6.88%
United Shore Financial ServicesB 14,77711.2%6.50%
JPMorgan Chase BankB 14,73511.7%6.38%
Manufacturers and Traders TrustC 12,33531.3%5.99%
Bank of AmericaF 10,19335.7%5.99%
Bethpage Federal Credit UnionC 9,73647.2%6.49%
TD BankD 9,23930.2%7.69%
NewrezD 8,65424.2%6.75%
ESL Federal Credit UnionB 7,81717.6%4.50%

Frequently asked questions

New York: 1,118 applications in 2025, of which 884 were originated and 61 denied.

5.5% of all applications, or 6.3% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.

The median rate on loans Hunt Mortgage originated in New York in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Hunt Mortgage's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology