Homexpress Mortgage in Nebraska vs the state
40.0%Denial rate+27.47 pts vs state
44.4%Decision denial rate+29.30 pts vs state
50.0%Origination rate-17.28 pts vs state
7.25%Median rate+0.63 pts vs state
1.13Rate spread (pts)+0.91 pts vs state
$152kMedian applicant income
5Loans originated
4Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 8 | 5 | 37.5% | 8.13% | #244 |
| 2025 | 10 | 5 | 40.0% | 7.25% | #251 |
What Homexpress Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Homexpress Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 5 | 3 | 2 | 40.0% |
| Lancaster County | 2 | 1 | 0 | 0.0% |
| Sarpy County | 1 | 0 | 1 | 100.0% |
| Furnas County | 1 | 0 | 1 | 100.0% |
| Hall County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 10 applications in 2025, of which 5 were originated and 4 denied.
40.0% of all applications, or 44.4% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Homexpress Mortgage originated in Nebraska in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology