Homexpress Mortgage · Connecticut · 2025

Homexpress Mortgage in Connecticut: approval rate, denial rate and rates (2025)

Homexpress Mortgage took 193 mortgage applications in Connecticut in 2025, ranking #103 of 687 lenders active in the state. It originated 51.3% of them and denied 44.6% (45.7% of the applications it decided), against a statewide denial rate of 17.4%.

193Applicationsin CT
45.7%Decision denial ratestate 21.6%
7.38%Median ratestate 6.63%
$305,000Median loanstate $245,000
$36MVolume9 counties

Homexpress Mortgage in Connecticut vs the state

44.6%Denial rate+27.16 pts vs state
45.7%Decision denial rate+24.15 pts vs state
51.3%Origination rate-9.08 pts vs state
7.38%Median rate+0.75 pts vs state
1.38Rate spread (pts)+1.14 pts vs state
$164kMedian applicant income
99Loans originated
86Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231056240.0%8.63%#131
202419811539.9%8.13%#94
20251939944.6%7.38%#103

What Homexpress Mortgage lends in Connecticut

By loan purpose

Home purchase 80 41% · 36.3% denied
Refinance 17 9% · 47.1% denied
Cash-out refinance 96 50% · 51.0% denied

By loan type

Conventional 191 99% · 44.5% denied
FHA 2 1% · 50.0% denied

Why it denied Connecticut applicants

Credit history 74 86%
Collateral 8 9%
Debt-to-income ratio 3 3%
Insufficient cash 1 1%

Where in Connecticut

Counties with the most Homexpress Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09110 411921 51.2%
09190 352210 28.6%
09140 281512 42.9%
09120 271512 44.4%
09170 26916 61.5%
09180 1798 47.1%
09130 1154 36.4%
09150 743 42.9%
09160 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 193 applications in 2025, of which 99 were originated and 86 denied.

44.6% of all applications, or 45.7% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans Homexpress Mortgage originated in Connecticut in 2025 was 7.38%, against a statewide median of 6.63%.

About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology