Hometown Equity Mortgage in Nebraska vs the state
44.4%Denial rate+31.91 pts vs state
44.4%Decision denial rate+29.30 pts vs state
55.6%Origination rate-11.72 pts vs state
7.75%Median rate+1.13 pts vs state
—Rate spread (pts)
$44kMedian applicant income
5Loans originated
4Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 60.0% | 8.75% | #266 |
| 2025 | 9 | 5 | 44.4% | 7.75% | #263 |
What Hometown Equity Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Hometown Equity Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 3 | 3 | 0 | 0.0% |
| Keith County | 2 | 0 | 2 | 100.0% |
| Lancaster County | 2 | 1 | 1 | 50.0% |
| Platte County | 1 | 1 | 0 | 0.0% |
| Saunders County | 1 | 0 | 1 | 100.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 9 applications in 2025, of which 5 were originated and 4 denied.
44.4% of all applications, or 44.4% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Hometown Equity Mortgage originated in Nebraska in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Hometown Equity Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology