Hometown Equity Mortgage in Connecticut vs the state
44.9%Denial rate+27.52 pts vs state
45.5%Decision denial rate+23.90 pts vs state
53.8%Origination rate-6.57 pts vs state
7.25%Median rate+0.63 pts vs state
1.42Rate spread (pts)+1.19 pts vs state
$163kMedian applicant income
127Loans originated
106Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 137 | 56 | 49.6% | 9.31% | #111 |
| 2024 | 126 | 60 | 50.0% | 8.25% | #134 |
| 2025 | 236 | 127 | 44.9% | 7.25% | #91 |
What Hometown Equity Mortgage lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Hometown Equity Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09120 | 60 | 30 | 30 | 50.0% |
| 09170 | 43 | 25 | 16 | 37.2% |
| 09140 | 40 | 21 | 19 | 47.5% |
| 09190 | 36 | 23 | 13 | 36.1% |
| 09110 | 35 | 16 | 18 | 51.4% |
| 09180 | 13 | 5 | 8 | 61.5% |
| 09160 | 5 | 4 | 1 | 20.0% |
| 09130 | 3 | 3 | 0 | 0.0% |
| 09150 | 1 | 0 | 1 | 100.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 236 applications in 2025, of which 127 were originated and 106 denied.
44.9% of all applications, or 45.5% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Hometown Equity Mortgage originated in Connecticut in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Hometown Equity Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology