Homeowners Financial Group USA in South Carolina vs the state
3.4%Denial rate-14.89 pts vs state
4.7%Decision denial rate-18.78 pts vs state
69.6%Origination rate+12.97 pts vs state
6.38%Median rate-0.13 pts vs state
0.13Rate spread (pts)-0.09 pts vs state
$80kMedian applicant income
183Loans originated
9Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 209 | 127 | 7.2% | 6.81% | #158 |
| 2024 | 235 | 156 | 7.7% | 6.63% | #154 |
| 2025 | 263 | 183 | 3.4% | 6.38% | #153 |
What Homeowners Financial Group USA lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Homeowners Financial Group USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 74 | 53 | 3 | 4.1% |
| Horry County | 40 | 35 | 0 | 0.0% |
| Spartanburg County | 28 | 19 | 2 | 7.1% |
| Richland County | 23 | 11 | 0 | 0.0% |
| Anderson County | 23 | 16 | 1 | 4.3% |
| Pickens County | 21 | 16 | 1 | 4.8% |
| Berkeley County | 20 | 9 | 1 | 5.0% |
| Dorchester County | 6 | 5 | 0 | 0.0% |
| Charleston County | 5 | 3 | 0 | 0.0% |
| Lexington County | 4 | 2 | 1 | 25.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 263 applications in 2025, of which 183 were originated and 9 denied.
3.4% of all applications, or 4.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Homeowners Financial Group USA originated in South Carolina in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Homeowners Financial Group USA's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology